> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.collegia.co.uk/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# How is my pension kept safe?

We at Collegia don't manage your money. Anything you pay into your pension with goes into a secure account managed by a highly regulated custodian bank. It is held here for usually 1 business day before being transferred into your investment plan, managed by one of the world's largest money managers. Furthermore, always bear in mind that your savings are always yours and belong only to you. In other words, if anything happens to Collegia, your money remains untouched. Your pension would be transferred to another pension provider, ready for you retirement.