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# What happens if I die before age 75?

If you die before age 75, the value of your pension can be paid to your beneficiaries. The payments are going to be made as a lump sum. The benefits will normally be tax-free, as long as they are paid (or, in the case of the payment of pension income, designated for that purpose) within 2 years of your death. If the value of your pension exceeds your lifetime allowance, your beneficiaries may have to pay an additional tax charge.