> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.collegia.co.uk/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is the default option?

If your company has enrolled you into Automatic Enrolment, the default option is where your money will be invested automatically, even if you don’t provide any additional information and decide not to access your pension.