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How do I opt out from Auto Enrolment?

Opting-out is a big decision and could have a significant impact on your financial future. By opting out your Collegia workplace pension scheme, you will miss out on pension contributions from your employer. and the top up from the government. Please note that the date in which you are enrolled legally speaking in the Collegia pension scheme is when you receive the welcome email from, this represents the date from which the 30-day opt-out window starts.

If you're automatically enrolled by your employer but you don't want to be a part of the scheme, you can opt out of membership if you've been a member for less than a month. You'll receive a refund for any contributions you've made, and the refund will be made directly by your employer.

To opt out, you first need to open the welcome email you have received from Once you click on the “Let’s start” button in the email, you will be asked to create a user login and confirm the email address. Immediately after that step, you will be asked whether you want to accept or not the Terms & Conditions of the Collegia Pension. In the latter case, you will be opting out of the scheme.

You can click on Opt-Out and confirm your choice on the following two screens. After that, you will receive an email confirming that you have been opted out.

If instead you have already accepted the Collegia Individual Terms and Conditions (ie you have already an account with us), you can remove the employer Automatic Enrolment connection by logging in your Collegia personal account and then click on "View My Employers" in the "Auto Enrolment contributions" tab, and then click then on Connection details and then you need to open the employment connection from which you want to opt out. Click on the "I want to opt out" button and follow the flow to give a valid opt out notice.

In this case, though, you will keep your account and it will not be closed as you have previously accepted the Collegia Individual Terms and Conditions.

Updated on: 16/04/2024

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