How do I opt out from Auto Enrolment?
Opting-out is a big decision and could have a significant impact on your financial future. By opting out your Collegia workplace pension scheme, you will miss out on pension contributions from your employer. and the top up from the government. Please note that the date in which you are enrolled legally speaking in the Collegia pension scheme is when you receive the welcome email from hello@collegia.co.uk, this represents the date from which the 30-day opt-out window starts. If you're automaticaPopularHow do I close my account?
If you have been automatically enrolled into the Collegia pension scheme by your employer, you have 30 calendar days starting from the day you accepted the Collegia Terms and Conditions to cancel your Collegia Personal Pension by giving a valid opt out notice according to The Pensions Regulator. After this timeline the only way for you to close your Collegia personal account is to transfer your pension pot to another Defined Contribution pension scheme.PopularHow can I cancel my Collegia Personal Pension?
If you have been automatically enrolled into the Collegia pension scheme by your employer, you have 30 calendar days starting from the day you accepted the Collegia Terms and Conditions to cancel your Collegia Personal Pension by giving a valid opt out notice according to The Pensions Regulator. After this timeline the only way for you to close your Collegia personal account is to transfer your pension pot to another Defined Contribution pension scheme.Some readersHow do I change the email address for my Collegia personal account?
If you want to change your email address, login in your Collegia personal account first. Then you click on the hamburger menu in the top right and then go to the "Login details" tab. Click on "Change my email" and then follow the steps, you will be able then to change your email address and you will be able to login to your Collegia personal account with this new email address.Some readersMy account is closed and I have more questions, how do I contact Collegia?
Even if your account is closed you can still get in touch with us, we are always happy to help you here at Collegia.Some readersHow do I view my current retirement lifestyle?
If you want to view your current retirement lifestyle, login in your Collegia personal account and click on Your retirement lifestyle in the main dashboard.Few readersHow do I login in my Collegia personal account?
If you want to login in your Collegia account you can go to the link https://app.collegia.co.uk/login and you will be able to access your Collegia personal account with your personal credentials. You can also login from the mobile app that is available both in iOS and Android.Few readersHow do I include state pension in my expected retirement pot?
To include the state pension in your retirement projections, please login in your Collegia pension personal account and then click on the card "Projections state pension".Few readersWhat happens to my Collegia pot if I change my job?
You stop receiving contributions from your previous employer. Other than that, you keep all the benefits of your Collegia account. Your money will continue to be professionally invested for your future and you can check the app anytime you want, to see how your investments are going and plan for retirement. If your new employer does not use Collegia as your Auto Enrolment pension, you can refer them to Collegia inside the app. You can also consolidate other pension pots that you might have withFew readersHow do I achieve a better retirement lifestyle?
In order to achieve a better retirement lifestyle, there are a few changes that you can make: Change your expected retirement age Increase the amount of your monthly contributions Change the % of your auto enrolment contributions Make one-off contributions Collegia does not provide financial advice, so if you are not sure about your situation, please speak with an Independent Financial Advisor.Few readersHow do I change my expected retirement age?
If you want to change your expected retirement age, please login in your Collegia personal account. Then click on the "Expected retirement age" tab and then change the date with the slider, once you save and confirm the date your expected retirement date will be changed.Few readersWhat is the difference between opting out and ceased membership?
If you're automatically enrolled by your employer but you don't want to be a part of the scheme, you can opt out of membership if you've been a member for less than a month since the enrolment date. You'll receive a refund for any contributions you've made, this is done directly by your employer so please get in touch directly with them to understand the timeline for the refund. If instead you've been a member of the scheme for more than one month since the enrolment date, but want to stop makiFew readersI forgot my password, how can I access my Collegia account again?
Go to the link https://app.collegia.co.uk and then click on the "Forgot?" link. Type your email address and then you will receive an email to the specified email address, follow the steps to create a new password and then you will be able to login in your Collegia personal account with the new password.Few readersCan I get a refund?
To be refunded you need to give a valid opt out notice according to the regulator within 30 days since the enrolment date - date in which you received the welcome email from hello@collegia.co.uk -, after this period your contributions go to your pension pot you will have access to when you are 55 years old (57 since 2028). Please note that if you are due a refund, this will be actioned by your employer, and not by us. So please if you have got any questions about the timeline of the refund, getFew readersWhat happens if I have more than one job?
If you have more than one job, each of your employers will check whether you qualify to automatically join their workplace pension scheme. They will base their decision on the level of your earnings with that employer, rather than your overall earnings with other employers.Few readersHow do I add beneficiaries to my Collegia account?
You can easily add beneficiaries into your Collegia account, this is how you would do it. You would have to login in your Collegia personal account, then go on the hamburger menu in the top right, click on "My account" and then click on the "Beneficiaries" tab. Here you can add people or charities as beneficiaries in your account, please note that you can add multiple beneficiaries but the total proportion must sum up to 100%.Few readersAre there any benefits of staying in the Collegia pension scheme?
Staying in the pension scheme allows you to receive valuable benefits, including employer contributions and government top-ups. It is important to consider the long-term advantages of building your retirement savings through the scheme.Few readersHow do I change the password for my Collegia personal account?
If you want to change your password, login in your Collegia personal account first. The click on the hamburger menu in the top right and then select "My account" then go to the "Login details" tab. Click on "Change my Password" and then follow the steps, you will be able then to change your password and you will be able to login to your Collegia personal account with this newly created password.Few readersWhere do I find my Collegia policy number?
You can find your Collegia policy number by following these steps. You would have to login in your Collegia personal account, then go on the hamburger menu in the top right, click on "My account" and then click on the "Personal" tab. Here you will find the Collegia policy number starting with COL.Few readersHow do I change or update my residential address?
If you login in your Collegia personal account, you can then go inside the hamburger menu, click on My Account, click then on the "Address" and from there you will be able to change the address after confirming the changes by clicking on the "Change Information" button.Few readers
